Florida Auto Insurance Windshield Replacement

  • 3 min read
  • Aug 09, 2021

Driving your car with a cracked windshield can result in personal injury or wrongful death. You may need to go to the car insurance company to get the damage inspected and get the approval for reimbursement.


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Often the repair person offers a 100 gift card or other incentive and asks the driver to sign some forms to authorize the work.

Florida auto insurance windshield replacement. A Florida statute prevents car insurance companies from applying a deductible to windshield repairs or replacements. The three free windshield replacement states are Florida Kentucky and South Carolina which waive the car insurance deductible for windshield repair or replacement and so are referred to as having free windshield replacement or as zero deductible states. We have a cracked windshield that will cost nearly 800 to replace.

It sounds too good to be true and it is. Like other companies Auto Glass America advertises incentives for customers who come to them for a free windshield replacement if they have qualifying insurance. While the cost will depend on your cars make and model a study done by AAA in 16 US.

Ad Windshields Auto Glass installed nationwide Free Instant Quote. Cracked windshield safety concerns. I want to do it through insurance if we can but my wife says that making a claim will make our rates go up.

If your windshield is damaged in a car accident or by road debris get it replaced for free. Cities shows a replacement windshield for a Honda Accord costs. The law in Florida states the following.

These three states are referred to as having free windshield replacement or as zero deductible states. Impaired vision is not the only reason why you should repair or replace your broken or damaged car windshield. If you have a comprehensive car insurance policy your insurer must pay for any windshield or repair.

So if your windshield needs repairs or replacement your auto insurance provider is prohibited from applying a deductible. If you have bare minimum auto insurance then you will have to pay for repairs or replacement yourself. An insurance company agent will confirm whether or not youre covered for the windshield repair or replacement and explain your options.

Florida Kentucky and South Carolina require all insurance companies to waive the comprehensive deductible for windshield repairs and replacement. Florida windshield law is very kind to the vehicle owner who will have to pay zero dollars out of pocket making it a free windshield replacement. Only Florida Kentucky and South Carolina waive the car insurance deductible for windshield repair or replacement.

The Florida windshield replacement law also known as Florida auto glass replacement law is a statute that waives windshield repairs. In Florida car insurance companies must cover the costs of windshield repair by law FL Statutes Sec. These Florida windshield replacement laws determine how much your insurance company will have to pay and responsible for the deductible.

The catch is you must have purchased comprehensive coverage beforehand to reap the benefits. Ad Windshields Auto Glass installed nationwide Free Instant Quote. The deductible provisions of any policy of motor vehicle insurance.

Florida law provides no specific requirements regarding insurance claims for damaged auto glass. If you purchased comprehensive motor vehicle insurance then you are entitled to have broken or damaged auto glass repaired or replaced under the motor vehicle insurance policy without paying a deductible for the claim. Unlike a dented fender or a scrape along the side of your vehicle a shattered windshield makes your car undrivable until it is fixed — and in some cases a replacement windshield can cost as.

This encourages policyholders to fix a problem that poses a safety hazard to other drivers passengers and cars.


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