There are potential links to additional risks connected to epilepsy medication with extra mortality from Coronavirus. Epilepsy Action members can claim 25 cashback on life critical illness and income protection cover provided by Cura Insurance.
The reality of having Epilepsy for most sufferers is that they need to be certain when buying Life Insurance that their cover will not exclude their condition.
Life insurance epilepsy uk. Insurance Hero is an insurance company that specialises in epilepsy life insurance and similar types of policies and is willing and able to provide affordable life insurance coverage for those with pre-existing conditions including diabetes high blood pressure and epilepsy. Submitted by mjhorbal on Thu 2010-08-05 0826. You may be rated differently from company to company but you will not be denied automatically.
Life insurance underwriters want to know. Our panel of FCA registered life insurance specialists will provide quotes. Epilepsy life insurance and life insurance for epilepsy are terms used interchangeably to describe a standard life insurance policy that covers someone with epilepsy.
Someone with mild epilepsy looking for life insurance would generally see no change to their application journey. Life insurance is available for the majority of individuals with Epilepsy. Thats where we come in.
Grand Mal or Petit Mal and the severity of the condition eg. It can be possible to obtain life insurance for Epilepsy at standard rates with no loading. If you have epilepsy life insurance is still available to you and you could even pay premiums at the standard rate.
They also want to pay a fair premium. Yes you can get life insurance even if you are diagnosed with Epilepsy. Buying Life Insurance with Epilepsy If you have epilepsy your best chances of getting affordable life insurance is to apply through a broker like Quotacy.
It is only towards the more severe end of the scale where there are changes generally. Epilepsy Action works with Insurancewith to offer a travel insurance policy for people with epilepsy including cover for epilepsy-related incidents. If you live in the UK you can benefit from our partnerships with the insurance companies on our website.
Who Offers Epilepsy Life Insurance. Epilepsy Action is aware that finding an insurance policy which covers epilepsy related incidents at a competitive price can be difficult. Types of epileptic seizure as categorised by insurance companies.
Epilepsy and Life Insurance Epilepsy is a condition affecting the brain potentially causing repeated seizures otherwise known as fits. This can also be the case if you are on a smallmild dose of medication for your illness. Epilepsy Action works with them to help them understand.
Life insurance critical illness cover and income protection. Policy premiums in many cases are similar to those of people without epilepsy and in many circumstances exactly the same. Life expectancy is an average of 8 years lower than the national average according to Public Health England PHE figures from 2018 People living in deprived areas are 3 times more likely to die from epilepsy according to PHE.
A large number of people living with Epilepsy are able to take out life insurance policies at standard rates without having to pay a loading fee. We specialise in obtaining life insurance policies for people with pre-existing conditions including Epilepsy. Discover how life insurance for epilepsy patients works in the UK.
Without proper epilepsy life insurance protection would your loved ones be able to do the following if you werent around to help out. Brokers are not tied to one life insurance company and are able to shop the market. Can I obtain life insurance with epilepsy.
At Your Life Protected we understand that living with Epilepsy can be extremely difficult and securing a life insurance policy without inflated premiums can be a challenge. We want you to get approved and will work hard to help you get coverage. Life Insurance Cover works with many of the UKs leading insurers for Epilepsy life insurance.
Petit seizure suffers are often able to obtain standard rate life insurance without loading premiums however grand mal sufferers may find themselves charged with an additional premium. By submitting your details through one of our quick and easy online forms to receive quotes. Officially theres no such product as epilepsy life insurance or a life insurance policy tailored specifically for those with epilepsy.
Standard rate life insurance can be acquired for those living with Crohns Disease although this is often only possible in mild cases with no recent flare-ups. It all depends on the type of Epilepsy eg. Insurance covering epilepsy-related incidents.
Frequency severity of attacks. Does Epilepsy affect life insurance premiums. However as well explain in this guide getting life insurance with epilepsy means youll have to disclose medical information about how the condition affects you.
Affecting more than half a million people in the UK epileptics are usually diagnosed as children however symptoms can start at any age. We will get a quote from more than one life insurance company and compare the one that is best for you. The key is to work with an impaired risk life insurance expert someone who understands Epilepsy Life Insurance Underwriting.
Life insurance and critical illness cover products for people suffering with epilepsy are more accessible and comprehensive today than ever before. If you have only recently been diagnosed you will find that insurers want to see a period of stabilisation so they can fairly asses your risk.