Spanish Car Insurance Rules

  • 4 min read
  • Aug 16, 2021

In Spain every car and trailer that enters and remains the country must be insured. Article 18 of the General Traffic Law states that the driver and passengers must maintain a sensible position inside the vehicle.


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Once they reach six years of.

Spanish car insurance rules. From here the law requires that you purchase Spanish car insurance. The Spanish drink-drive limit is 05 mgml of blood down to 03 mgml for people with fewer than three years driving experience. Insurance agency Wiquot put together a list of the strangest things drivers pay fines for in Spain.

Anyone caught driving without insurance by Spanish police can be fined up to 3000. If you are driving a UK registered car in Spain it is better to carry documentation that proves that you have not been resident in Spain. You dont need to register your car in your host country if you can prove that you are staying there only temporarily eg.

In Spain it is the vehicle that is insured and not the person most motor insurances in Spain will cover the main driver and any driver over a certain age usually 2530 years old. Who has the right of way. You cannot drive anyone elses car under your own insurance.

Once they reach the grand old age of ten years they must have an ITV inspection done every two years. You must register your car in the country where you normally live. Spain drives on the right-hand side of the road.

If you are driving to Spain you should always have valid car insurance. Make sure you carry your certificate of insurance in your car. Compare and Save up to 283 Today.

Now you can insure your car with one of the most important insurance companies worldwide with almost 100 years offering services and products related to the protection of goods worldwide and with over 100000 international clients in Spain. In Spain unlimited third party liability insurance is legally required on all rental vehicles and fortunately for you this is included in the price of all car rentals when you book with Auto Europe. Car insurance in your host country.

Your car hire will be set up for right-hand driving with the steering wheel on the left side of the car. If you own a vehicle in Spain such as a car or motorbike then you must obtain compulsory road tax. If it is zero excess insurance then you do not need any further insurance.

You need to be covered under their vehicle policy. The rule for vans and goods vehicles is also slightly different. If you are in any doubt ask your insurance company to provide you in writing with a letter stating that they understand that you are a permanent resident in Spain and that your car is UK registered and plated with no valid MOT or road tax in Spain but that you have obtained a Spanish ITV and that they are happy to provide you with insurance under these circumstances.

To get car insurance in Spain you will need to register the vehicle. You need to insure all vehicles in Spain to at least third party liability level. How do I insure my car in Spain.

Driving with one hand or arm outside of the vehicle can lead to a fine of 100. Drivers approaching an intersection must give way to. But you can also be fined for running out of petrol on certain main roads.

Introduction to car insurance in Spain. Spain driving rules What side of the road does Spain drive on. Its against the law to carry spare petrol in the car in Spain.

Compare and Save up to 283 Today. However bicycles dont require insurance. Ad UK Car Insurance Quotes from 110 Providers.

Spanish rules of the road Drink-driving. Although you will often hear the IVTM referred to as car tax in Spain it does also apply to every type of motor vehicle such as caravans scooters. In this article we explain how to insure your car in Spain the associated costs and how its calculated.

This includes cars trucks RVs motorbikes and scooters. Good drivers can earn a no-claims discount of up to 65. Similarly if you have a Spanish-registered car it must be insured with a Spanish insurance company or a foreign insurance company with an office in Spain.

Ad UK Car Insurance Quotes from 110 Providers. Does Budget say the car comes with zero insurance or zero excess insurance. The unbelievable rules of the road in Spain.

Third party liability insurance protects the driver from any liability caused by damaged property death or injury to anyone or anything outside. Again with caravans that are towed by vehicles the rule differs. Unlimited insurance for injuries to other people is compulsory and goes with the car rather than the driver.

Third Party cover in the UK is usually associated with fire and theft. Aside from car insurance you should always have the following with you. Road tax known in Spanish as Impuesto Sobre Vehículos de Tracción Mecánica or IVTM for short is the annual tax payable on motor vehicles registered in Spain.

You can face fines of up to 3000 or even imprisonment if you drive without insurance. When you register you will have to present proof that you have insurance coverage.


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